Protect your vacation rental business
We offer an all-inclusive insurance policy that replaces your homeowner's policy. It is custom-penned for the unique risks of vacation rental and/or short-term rental properties.
The policy provides coverage for:
- Commercial Package Policy: coverage for building(s), contents, liability and income
- Buidling(s): special cause of loss with replacement cost valuation
- Contents: special cause of loss with replacement cost valuation
- Liability: $1,000,000/$2,000,000 in commercial general liability
- Income: actual loss sustained business income coverage with no time limit
- Liability coverage continued to amenities: swimming pools, hot tubs, watercraft, bicycles, docks, rec areas, and much more
- Enhancement coverage: theft, damage to your rental caused by a guest, animal/pet liability and more
- No standard occupancy restrictions; designed for short-term rentals
- Underwritten by Lloyds of London, AM Best's A
The policy is designed to fully replace the current coverage on the property so that you only have one comprehensive policy for coverage.
Some of the things we've heard and that we try to solve are:
"Homeowner's insurance does not cover vacation rental business activities"
"What if a guest was injured while staying at your rental property and claimed you liable?"
"What if a guest accidentally damaged, or worse, destroyed all your rental property as a result of a fire?"
Get a quote and get yourself properly insured today.