The following terms and conditions govern all use of the trailheadinsurance.com website and all
content,
services and products available at or through the website (taken together, the Website). The Website is owned
and operated by Trailhead Insurance Services, LLC ("Trailhead Insurance Services, LLC"). The Website is
offered subject to your acceptance without modification of all of the terms and conditions contained herein and
all other operating rules, policies (including, without
limitation, Trailhead Insurance Services, LLC Privacy Policy) and procedures that may be
published from time to time on this Site by Trailhead Insurance Services, LLC (collectively, the "Agreement"). Please read this Agreement carefully before accessing or using the Website. By accessing or using any part of the
web site, you agree to become bound by the terms and conditions of this agreement. If you do not agree to all
the terms and conditions of this agreement, then you may not access the Website or use any services. If these
terms and conditions are considered an offer by Trailhead Insurance Services, LLC, acceptance is expressly limited to
these terms. The Website is available only to individuals who are at least 13 years
old. By submitting Content to Trailhead Insurance Services, LLC for inclusion on your Website, you
grant Trailhead Insurance Services, LLC a world-wide, royalty-free, and non-exclusive license to reproduce,
modify, adapt and publish the Content solely for the purpose of displaying, distributing and promoting
your blog. If you delete Content, Trailhead Insurance Services, LLC will use reasonable efforts to remove it
from the Website, but you acknowledge that caching or references to the Content may not be made
immediately unavailable. Without limiting any of those representations or warranties, Trailhead Insurance Services, LLC has the right
(though not the obligation) to, in Trailhead Insurance Services, LLC sole discretion (i) refuse or
remove any content that, in Trailhead Insurance Services, LLC reasonable opinion, violates
any Trailhead Insurance Services, LLC policy or is in any way harmful or objectionable, or (ii) terminate or
deny access to and use of the Website to any individual or entity for any reason,
in Trailhead Insurance Services, LLC sole discretion. Trailhead Insurance Services, LLC will have no
obligation to provide a refund of any amounts previously paid. Trailhead Insurance Services, LLC ("Trailhead Insurance Services, LLC")
operates trailheadinsurance.com and may operate other websites. It
is Trailhead Insurance Services, LLC policy to respect your privacy regarding any information we may collect
while operating our websites. Like most website operators, Trailhead Insurance Services, LLC collects non-personally-identifying information of the
sort that web browsers and servers typically make available, such as the browser type, language preference,
referring site, and the date and time of each visitor request. Trailhead Insurance Services, LLC purpose in
collecting non-personally identifying information is to better understand
how Trailhead Insurance Services, LLC visitors use its website. From time to
time, Trailhead Insurance Services, LLC may release non-personally-identifying information in the aggregate, e.g., by
publishing a report on trends in the usage of its website. Trailhead Insurance Services, LLC also collects potentially personally-identifying information like Internet Protocol
(IP) addresses for logged in users and for users leaving comments on trailheadinsurance.com blogs/sites. Trailhead Insurance Services, LLC only discloses logged in user and commenter IP addresses under the same
circumstances that it uses and discloses personally-identifying information as described below, except that
commenter IP addresses and email addresses are visible and disclosed to the administrators of the blog/site
where the comment was left. Certain visitors to Trailhead Insurance Services, LLC websites choose to interact
with Trailhead Insurance Services, LLC in ways that require Trailhead Insurance Services, LLC to gather
personally-identifying information. The amount and type of information that Trailhead Insurance Services, LLC gathers
depends on the nature of the interaction. For example, we ask visitors who sign up at trailheadinsurance.com to provide a
username and email address. Those who engage in transactions with Trailhead Insurance Services, LLC are asked to
provide additional information, including as necessary the personal and financial information required to
process those transactions. In each case, Trailhead Insurance Services, LLC collects such information only insofar as
is necessary or appropriate to fulfill the purpose of the visitor's interaction with
Trailhead Insurance Services, LLC. Trailhead Insurance Services, LLC does not disclose personally-identifying information
other than as described below. And visitors can always refuse to supply personally-identifying information, with
the caveat that it may prevent them from engaging in certain website-related activities. Trailhead Insurance Services, LLC may collect statistics about the behavior of visitors to its
websites. Trailhead Insurance Services, LLC may display this information publicly or provide it to others.
However, Trailhead Insurance Services, LLC does not disclose personally-identifying information other than as
described below. Trailhead Insurance Services, LLC discloses potentially personally-identifying and personally-identifying information
only to those of its employees, contractors and affiliated organizations that (i) need to know that information
in order to process it on Trailhead Insurance Services, LLC behalf or to provide services available
at Trailhead Insurance Services, LLC websites, and (ii) that have agreed not to disclose it to others. Some
of those employees, contractors and affiliated organizations may be located outside of your home country; by
using Trailhead Insurance Services, LLC websites, you consent to the transfer of such information to
them. Trailhead Insurance Services, LLC will not rent or sell potentially personally-identifying and
personally-identifying information to anyone. Other than to its employees, contractors and affiliated
organizations, as described above, Trailhead Insurance Services, LLC discloses potentially personally-identifying and
personally-identifying information only in response to a subpoena, court order or other governmental request, or
when Trailhead Insurance Services, LLC believes in good faith that disclosure is reasonably necessary to protect the
property or rights of Trailhead Insurance Services, LLC, third parties or the public at large. If you are a registered
user of an Trailhead Insurance Services, LLC website and have supplied your email address, Trailhead Insurance Services, LLC may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to
date with what's going on with Trailhead Insurance Services, LLC and our products. If you send us a request (for
example via email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us
clarify or respond to your request or to help us support other users. Trailhead Insurance Services, LLC takes all
measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of
potentially personally-identifying and personally-identifying information. A cookie is a string of information that a website stores on a visitor's computer, and that the visitor's browser
provides to the website each time the visitor returns. Trailhead Insurance Services, LLC uses cookies to
help Trailhead Insurance Services, LLC identify and track visitors, their usage of Trailhead Insurance Services, LLC website, and their website access preferences. Trailhead Insurance Services, LLC visitors who do not wish to have
cookies placed on their computers should set their browsers to refuse cookies before
using Trailhead Insurance Services, LLC websites, with the drawback that certain features
of Trailhead Insurance Services, LLC websites may not function properly without the aid of cookies. If Trailhead Insurance Services, LLC, or substantially all of its assets, were acquired, or in the unlikely event
that Trailhead Insurance Services, LLC goes out of business or enters bankruptcy, user information would be one of the
assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that
any acquirer of Trailhead Insurance Services, LLC may continue to use your personal information as set forth in this
policy. Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies.
These cookies allow the ad server to recognize your computer each time they send you an online advertisement to
compile information about you or others who use your computer. This information allows ad networks to, among
other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy
Policy covers the use of cookies by Trailhead Insurance Services, LLC and does not cover the use of cookies by any
advertisers. Although most changes are likely to be minor, Trailhead Insurance Services, LLC may change
its Privacy Policy from time to time, and in Trailhead Insurance Services, LLC sole
discretion. Trailhead Insurance Services, LLC encourages visitors to frequently check this page for any changes to
its Privacy Policy. If you have a trailheadinsurance.com account, you might also
receive an alert informing you of these changes. Your continued use of this site after any change in
this Privacy Policy will constitute your acceptance of such change.Contents:
Terms of Service:
By selecting a product or service, you agree to pay Trailhead Insurance Services, LLC the one-time and/or
monthly or
annual subscription fees indicated (additional payment terms may be included in other
communications). Subscription payments will be charged on a pre-pay basis on the day you sign up for
an Upgrade and will cover the use of that service for a monthly or annual subscription period as
indicated. Payments are not refundable.
Unless you notify Trailhead Insurance Services, LLC before the end of the applicable subscription period
that you want
to cancel a subscription, your subscription will automatically renew and you authorize us to collect
the then-applicable annual or monthly subscription fee for such subscription (as well as any taxes)
using any credit card or other payment mechanism we have on record for you. Upgrades can be canceled
at any time by submitting your request to Trailhead Insurance Services, LLC in writing.
Privacy Policy:
Website Visitors
Gathering of Personally-Identifying Information
Aggregated Statistics
Protection of Certain Personally-Identifying Information
Cookies
Business Transfers
Ads
Privacy Policy Changes