In California, car owners are taking advantage of the ability to compare auto insurance quotes online using an independent agency like Trailhead Insurance Services. We have the ability to secure coverage after viewing multiple different rates from different insurance companies. This option has become an effective way to shop for auto insurance as it allows us to choose the most comprehensive policy at a cost effective rate. We do this to save you money and provide you peace of mind.
- Liability: This area takes care of liability considerations following an accident, regarding bodily injury and property damage. This is the minimum coverage required by the state for auto insurance.
- Medical Payments: Covers reasonable and necessary medical and hospital expenses when an insured is injured in a covered loss.
- Uninsured/Under-insured Motorist: If another driver is not insured, or does not have enough insurance, there would be no coverage for the other involved driver without this insurance. Considering the potential out-of-pocket costs that can be involved, drivers are advised to obtain this protection.
- Collision and Comprehensive Coverage: Collision coverage pays for damages to your auto from accidents involving other cars or objects. Comprehensive coverage typically pays for losses from broken glass, fire, theft, vandalism, and collision with an animal. When a vehicle is leased or financed, both comprehensive and collision coverage is normally required by the finance institution.
Auto Rates are determined by a list of factors. The type of coverage desired and the car itself are leading factors, along with the driver's record, location, and annual mileage. Owners can always adjust coverage levels to make it more affordable, as needed.
With the help of an independent agency like us, finding the right policy is simple. Owners can compare rates on our website and rely on the expertise and experience of the agency along the way.