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Liquor Liability

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Who Needs Liquor Liability Insurance?

The term “liquor liability” refers to your legal and / or financial responsibility for the actions of people who consume alcohol – and the consequences of those actions.

Regardless of whether you are a small business owner or an individual, you can be sued if a person who became intoxicated at your establishment or event causes harm to others or damages their property. You are said to have liquor liability if you…

  • Sell or distribute alcohol at your place of business.
  • Allow patrons or guests to bring their own alcohol and consume it on your premises (i.e., you own a BYOB business).
  • Serve alcohol at an event you’re hosting.
  • Allow others to serve alcohol at your venue.

Think of a Liquor Liability Insurance policy as your last line of defense when you’re slapped with a lawsuit despite your best-laid risk management plans. If your business is sued for serving the intoxicated person that harmed a third party, you can rely on your policy to cover your…

  • Lawyers’ fees.
  • Damages arising from the liquor-related accident.
  • Judgments or settlements.
  • Other court expenses.
 

Work with an expert today that knows your industry.

  • We search the vast insurance market for the best prices and coverage.
  • Get quotes from the country's top rated insurance companies.
  • Select your quote and tailor the coverage to your specific wants or needs.

You’ll want to invest in your own Liquor Liability policy if:

  • You live in a state that requires Liquor Liability Insurance before you can sell or furnish alcohol to your customers.
  • You sell or serve alcohol.
  • You have a BYOB policy and patrons consume alcohol at your establishment.

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661-368-4447
info@trailheadins.com
Monday - Friday 9 am - 4 pm
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