Frequently Asked QuestionsWhat is water back up/sewer coverage?What is “full coverage"?Why does my auto insurance premium seem to always increase at renewal?Is it true that red cars cost more to insure?Does my policy have accident forgiveness or safe driving rewards like I see on commercials?Does my home insurance cover my dog biting someone?What is Med Pay? Do I really need it?Can I cancel my policy before it expires?If my car is stored in the garage, won't my homeowner's insurance cover it?Why do you need an umbrella policy?What is an umbrella policy?Why are the rates different for my newly licensed son vs. daughter?Why do I need uninsured motorist coverage, isn't it law for everyone to have insurance?How much will my insurance go up after an accident?My kid turns 25 soon, will their insurance go down?
What is water back up/sewer coverage?