The term “full coverage” on your auto insurance typically means you have comprehensive and collision coverage.
Comprehensive coverage protects your car against damage not resulting from a collision. I typically covers these common occurrences:
Theft
Vandalism
Flying rocks damaging your windshield
Damage while parked
Collision coverage offers coverage to your vehicle in the event you’re involved in an at fault accident. In each scenario, you are subject to a deductible.
Common misconceptions are that extra benefits such as: roadside, rental, and GAP coverage are also included. They are not standard coverage’s. These coverage’s must be added separately.