Do you need a business owners policy?
Small businesses such as retail stores, beauty salons, restaurants and independent contractors typically need a BOP to protect them against unexpected financial losses beyond stand alone general liabilty claims. BOP is a comprehensive package that is tailored to protect small business.
What coverage is included in a business owners policy?
- General Liability- This coverage provides protection is you cause bodily injury, property damage, personal injury or advertising injury
- Property - This coverage provides coverage for buildings and most business owners' personal property
- Professional Liability - When a business gives professional advice or provides a professional service then they should carry Professional Liability (sometimes also called Errors and Omissions coverage)
Get a Business Owners Policy Quote
There are numerous types of insurance a business needs to have in California. Let us help you with a Business Owner Package to wrap together all of the insurance you need in a lower-costing, comprehensive plan. The BOP package will provide necessary coverage in one streamline policy.